Take Your Home
Don't procrastinate until it’s too late. Ensure tranquility and security for both you and your family members.
Financial Security
Avoid the risk of foreclosure
due to unpaid mortgage
debts during a life emergency.
Protect Your
Loved Ones
Mortgage protection shields
you and your family from
financial burdens by covering
your remaining mortgage
balance if something
happens to you.
Achieve Peace
of Mind
Having mortgage protection
will help you sleep soundly at
night, knowing that your family
and home are protected if you
can’t provide for them.
Step 1: Assessment:
Answer a few simple
questions about your
home and family.
Step 2: Customization:
Receive personalized
Mortgage Protection Plan
options.
Step 3:
Mortgage Protection
Now your home is secure
for you and your loved
ones.
Life insurance is a contract between you and an insurance company. In exchange for regular premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to your beneficiaries upon your passing. This financial support can help cover expenses like funeral costs, outstanding debts, or provide income replacement for your loved ones. It’s a way to protect your family’s financial future.
The best type of life insurance depends on your personal situation and financial goals. For long-term coverage, whole life insurance offers lifetime protection and builds cash value over time. For more affordable and temporary coverage, term life insurance is a good option, providing coverage for a specific period, such as 10, 20, or 30 years. A combination of policies or specialized products tailored for veterans might also be available. It’s important to assess your needs and consult a professional to determine the best fit for you.
The amount of life insurance you need depends on several factors, including your income, debts, and family’s future expenses. A general guideline is to have coverage that is 7 to 10 times your annual income. However, you should also consider specific needs like mortgage payments, college tuition for your children, or medical expenses. A personalized needs analysis can help you calculate the right amount to ensure your loved ones are financially secure.